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| Company | Rating | Interest Rates | ||||
| 1 yr | 2 yr | 3 yr | ||||
| India Cements Capital & Finance | 11.10 | 12.63 | 12.63 | |||
| Tata Finance | 9.50 | 10.00 | 10.50 | |||
| Vysya Bank Housing Finance | 10.25 | 10.25 | 10.50 | |||
| HDFC | FAAA | 9.00 | 9.25 | 10.00 | ||
| ICICI | FAAA | - | - | 9.40 | ||
| ICICI Home Finance | AAA | - | - | 9.75 | ||
| IDBI | FAAA | 9.00 | 9.25 | 9.75 | ||
| IL & FS | MAAA | 9.00 | 9.50 | 10.00 | ||
| Kotak Mahindra | FAAA | 9.50 | 10.00 | 10.25 | ||
| First Leasing | INDAA+ | 10.00 | 11.00 | 11.50 | ||
| M & M Financial Services | FAA+ | 10.25 | 11.25 | 11.75 | ||
| Sundaram Finance | FAA+ | 9.00 | 9.50 | 10.00 | ||
| Ashok Leyland Finance | FAA | 11.00 | 11.50 | 12.00 | ||
| Cholamandalam Finance | FAA | 9.50 | 10.00 | 10.50 | ||
| H U D C O | FAA | 8.25 | 8.25 | 9.00 | ||
| Lakshmi General Finance | FAA | 9.00 | 9.50 | 10.00 | ||
| Cent Bank Home Finance | FA+ | 8.50 | 9.00 | 9.50 | ||
| SBI Home Finance | MA+ | 8.50 | 8.50 | 9.00 | ||
| Sundaram Home Finance | MA+ | 9.50 | 9.75 | 10.50 | ||
| T I D C O | FA+ | 9.50 | 10.00 | 11.00 | ||
| T N Power Finance | FA+ | - | 9.58 | 10.59 | ||
| T N Transport Finance | FA+ | 10.00 | 10.50 | 11.00 | ||
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Note : Investments in the fixed deposit programmes of HDFC and HUDCO are eligible for tax exemptions;
Also interest on deposits in HDFC,HUDCO, SICOM, TIDCO, TN Power and TN Transport are eligible for
deduction under section 80-L;
CRISIL has accorded a rating of FAA+ for the fixed deposit programme of Lakshimi General Finance;
Wipro's fixed deposit programme is secured by a guarantee by Wipro to the extent of Rs.25 crores.